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如何在 2016 年省更多钱

如何在 2016 年省更多钱

想在今年省更多钱吗?

也许这个问题问得有点傻——我们大多数人都这样!也许更准确的说法是:

想要一些 实用策略 今年可以省下更多钱吗(不花在拉面上)?

如果你已经资金紧张或入不敷出,似乎不可能存下钱以备不时之需。但只要有一点纪律性和创造力,你就可以多存一点钱,少花一点钱,到夏天来临时(有人说“假期”吗?)你的财务状况就会好起来:

有意图

换句话说,制定成功计划!为你的储蓄设定一个具体、现实的目标。这样做会让你更容易养成新习惯。不要只停留在设定一个数字上。把这个大目标分解成更小的里程碑(即每个月的目标储蓄),然后使用下面列出的建议为实现每一步制定一个具体的行动计划。

改变你的购物习惯

您大多数时候都是在外面吃午餐吗?在精品杂货店购物,因为那里更小更方便?仔细看看您吃什么、在哪里吃,记录一周内您在食物和饮料上花费的每一分钱。

看到这个数字,你是不是感到很惊讶?别惊讶,把它当成一个省钱的机会。然后,养成一些减少开支的良好习惯:

  • 剪下优惠券并查看传单以了解特价商品(许多连锁店都有方便的电子优惠券订阅电子邮件,以及你可以加入的商店折扣俱乐部)
  • 中午之前搜索午餐特价
  • 计划好每周的膳食
  • 购物时列出清单(如果某件物品不在清单上,就不要购买)
  • 每周在一家迎合价值导向型消费者的商店购物一次

更多协商

谈判适用于所有类型的商品和服务——不仅仅是汽车和房屋!例如,尝试联系您的有线或卫星电视提供商的“客户保留”部门。告诉他们您想继续与他们的公司做生意,但您需要削减账单。您的提供商希望保留您的业务,并且应该能够建议替代方案(包括促销价格)以留住您这个客户。

抛弃信用卡

当你外出购物、吃饭或看电影时,要预算一定数额的现金,并且只带这么多钱。如果没有信用卡或借记卡,你就不太可能冲动购物或买单。

改善财务状况的另一种好方法?

让 Exact Staff 成为您的职业合作伙伴。我们提供横跨美国东西海岸的机会,提供有竞争力的薪酬和极佳的发展前景,我们可以帮助您赚得更多,节省更多。搜索 您所在地区的工作 或者 联系 Exact 员工 招聘人员开始行动。

 

我们能帮你什么吗

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